Author name: Alan

Is it still a buyer’s market today in Walterhill? As experts in the Walterhill real estate market, we get asked this question a lot. The answer isn’t as simple as yes or no. The State of the Market for Buyers in Walterhill TN First off, it really depends on the property type and location. Single-family homes in great locations that are priced well have been flying off the shelves. There’s a lot of demand in the market for certain areas, while others can seem like ghost towns. Buyers are often looking for the same thing – good neighborhoods, access to transportation, shopping, good schools, close to work, etc. Properties that deliver all these are definitely a hot commodity. Sellers with a highly desirable property are in control of the market. But for condos and townhouses – especially those a little off the beaten path, or with some funky features – it can be quite a different story. Prices were down in certain areas of Walterhill, but seem to be rebounding as the rental market increases. Investment properties are in demand. The massive amounts of foreign cash flooding in to invest in US real estate have impacted the Murfreesboro market in unique ways. Overall, those people in a position to pay cash for properties have been picking up the good deals in the marketplace. Lots of sellers are trying out speculative prices just to see if anyone bites, but most investors are walking away from deals that don’t pencil out. Financing is still a major obstacle for buyers. Banks are being incredibly strict, requiring lots of money down and even changing their terms at the last minute. It’s not uncommon for approved buyers to get their loans pulled right before closing escrow, although it’s getting better than it was just a couple of years ago. Overall the markets remain incredibly polarized – there is a lot of action at the very top and the very bottom, with the biggest challenges in the middle. Sound confusing? It is. But We Can Help. There’s a lot of shakeup in the US economy still taking place, and the markets are moving fast in lots of directions at once. We’re investing in Walterhill because we believe in the community and the people here. If you need to sell a property near Walterhill, we can help you. We buy properties like yours from people who need to sell fast.

We are legitimate homebuyers in Tennessee and we buy houses in Murfreesboro Tennessee, in any house condition. Behind on your mortgage? Read this article for a few tips on what you can do to prevent and avoid foreclosure. When you fall behind on your mortgage payments on your Murfreesboro home, it can feel like you’re drowning in debt. Even if you’re able to make your monthly payment, catching up on a past due balance can be an overwhelming challenge. A few options can help you avoid foreclosure in Murfreesboro and maybe even keep your house, even if you’re seriously behind in payments. Lots of properties in Murfreesboro have been lost to foreclosure, but there are many ways to avoid it. 5 Things You Can Do To Help If you Are Behind In Your Mortgage Payments in Murfreesboro!   1. Bankruptcy This is usually the tool of last resort. If you’re being crushed by lots of debt, bankruptcy can be a good way to negotiate with lots of lenders at once. It’s a lot of work, and it won’t help you avoid your mortgage. Different lenders will treat your circumstances in unique ways. You’d benefit from serious professional help – the best you can afford. 2. Reaffirm This can be a good card to play, but it may come with some unseen penalties. Basically, reaffirming the loan is an additional commitment to pay. In some states where it’s allowed, an affirmation can create additional liabilities if your property is auctioned. 3. Making Home Affordable (MFA) If your mortgage qualifies, you might be able to participate in MHA. Any loans backed by Fannie Mae or Freddie Mac must be considered for MHA, and other lenders choose to participate in MFA. With MFA, your payments and/or interest rates might be lowered – even the principal balance (if your home is worth less than you owe). If you’re unemployed, you might be able to get your payments temporarily suspended or reduced. MFA is a government program, so be prepared to deal with lots of paperwork. It ain’t free money – you gotta work for it. 4. Negotiate with your bank Lots of lenders routinely offer some level of assistance. You have to work hard at it, but you might be able to get your interest rate reduced or a temporary reduction in your payment. Most of the time, lenders will want to steer you to refinance your loan – but by the time you’re a few payments behind, you probably don’t qualify for a reduction in interest rate. You have to work really hard to negotiate with a bank. Usually, it takes lots of calls and the patience of a saint to get through the bureaucracy. Never, ever act rude. Ask for help from everyone you speak with, but don’t sound desperate. Explain your situation, offer supporting documents, and reassure the bank that you want to live in your home for the long term. If you’re in need of a temporary fix and want to stay in your home, most banks can be forgiving. Sometimes they’ll be willing to add a few months of payments back onto the primary balance of your loan. It’s all dollars and cents to them, so remind them that you need their help to give them a lot more money in the long run. If they have to sell your house in Murfreesboro TN at a foreclosure auction, they’ll take a huge loss. That sounds obvious, but for some reason, bankers seem to forget it when saying no to someone in need of help. 5. Borrow money from a private investor If you’re behind on your payments and need to sell fast, we can help. In certain circumstances, we may even be able to help you stay in your home. We work with homeowners in Murfreesboro to find solutions to foreclosure problems. We’ll let you know how we can help. “Can I Sell My House In Murfreesboro At A Foreclosure Auction” If you’re ready to sell your house in TN fast, you’ve come to the right place! We’re experts and we truly enjoy helping others. We want the best outcome for you and your loved ones. If you’re ready to sell your property, great! If you’re looking for advice, we’re happy to provide that as well. We are professional Tennessee home buyers and we offer cash for houses in Murfreesboro in any situation, we love helping sellers sell their house faster, easier, and for no fees.

We are local homebuyers in Tennessee and if you’ve gotten a foreclosure notice of default and want to know what the heck is going on, keep reading! Basically, a foreclosure notice of default is a document that has to be filed by a lender to start the process of foreclosure. The foreclosure notice of default must be sent to anyone who has an interest in the property (any other loans, lenders, or even contractors who are owed money for work done to a property will get a copy). The foreclosure notice of default must also be published in a newspaper and physically posted in a prominent place on the property itself. Although this can be really embarrassing to someone going through foreclosure, it’s actually very important protection for consumers. We buy houses in La Vergne Tennessee and we can help you in any situation. Back before US law required a notice of default, people were sometimes foreclosed on without any warning. In fact, it’s happened even in the past few years – at least one bank has accidentally foreclosed on the wrong property and kicked people out of their house without due process or warning. It’s even happened around La Vergne. The notice of default is a very important step within the foreclosure process that gives people with an interest in the property to step forward and claim their rights – before it’s too late. If you’ve received a notice of default, don’t wait. Time is definitely of the essence, and you should take action. Here are a few key steps you should take: 1) Stay calm and don’t panic This may sound obvious, but it’s probably the most important. Anyone in foreclosure is dealing with a lot of stress beyond just the property. These situations don’t happen overnight, and they take a while to solve. You’ll get through it by practicing good coping techniques and taking good care of yourself and your family. Panic leads to bad decisions, so stay cool. 2) Educate yourself Learn everything you can about the foreclosure process in your state so that you know what’s happening and what’s coming up next. 3) Gather your resources There are also many non-profit and government resources available out there. You’ll want good legal and tax advice along the way. Definitely don’t try to do it all yourself. This stuff is super complicated with lots of rules. 4) Learn your options We’re here to help you avoid foreclosure. We buy properties with cash. We can help you with short sales and even rent-back situations so you (potentially) may be able to keep living in your home. There are many more options than you think. 5) Communicate The banks involved don’t want your property. They want money, and what you say matters a lot. You can slow down or stop the foreclosure process if you take the appropriate action. “Can I Sell My House In La Vergne After Receiving A Foreclosure Notice?” Want to know more? Facing the possibilities of a La Vergne foreclosure alone can be very stressful and inaction on your part risks your financial future. We are Tennessee home buyers and we offer cash for houses in La Vergne in any situation.  We will make the process simple so you can quickly foreclosure process and move on. Don’t wait until foreclosure begins, let Tennessee State Home Buyers help lessen your burdens today. Send us a message or give us a call today at (615) 241-0728.

Some will say, I’m trying to sell my house in Walterhill TN but it won’t sell.  And yet – the news says the real estate market is heating up. The media is practically shouting again about multiple offers, high demand, and record-setting prices. We are professional homebuyers in Tennessee and we can help you! We buy houses in Walterhill Tennessee in any condition. So where’s your contract? These tips could be just what you need to help you sell your Walterhill home. Why won’t my house sell in Walterhill? – 6 Tips To Cure It 1) Get good help. Just like before, there are novice agents and investors rushing into the booming market trumpeting that they know what they’re doing. But they don’t. They’re getting hit hard with the nuances of financing, deal structure, and evaluation. Seriously, chances are good that real estate is your biggest investment – don’t trust just anyone’s advice. If you want great results, partner with the pros. 2) Don’t make too many improvements. Too often we see over-improved properties – those where the owners have gone too far. Even with the best of intentions, exceptional craftsmanship, and true artistic talent, it’s incredibly challenging to exceed what the market is paying. Plus, most buyers want to add their own custom touches. Get rid of all the clutter and think “neutral”. 3) Do make necessary improvements. Unfixed stuff scares buyers. Show that you’ve been a responsible property owner and get all the little details fixed. Don’t leave gaps in the trim or plates off of the switches. Get it inspected by a professional home inspector, and show off the healthy home report. This goes a long way towards establishing confidence that they’re making a good purchase. 4) Style and design matters. Curb appeal is as important as the inside – so don’t neglect one part of the property to improve the other. Give buyers a cohesive impression of great style. Paint the walls, update the landscaping, and most of all – keep it immaculately clean. Consider hiring a professional designer to help tastefully stage the property. 5) Pricing matters a lot. If you’re getting a lot of showings but not a lot of offers, you might not be too far off in price. If your best efforts to advertise your property aren’t making the phone ring, you’re probably overpriced. 6) Every property will sell – sometime. There’s no magic formula – but there’s no substitute for experience. We Are Local Walterhill TN Home Buyers If you need to sell a house near Walterhill, we can help you. We buy Walterhill TN houses. We buy properties like yours from people who need to sell fast. We can help you through the entire process making sure everything is handled legally and timely. If you’re ready to sell your house in TN, let us provide you with a great offer! We offer cash for houses in Walterhill and we’ll handle all of the details to make the sale a success!

Foreclosure is a nightmare to any family going through it irrespective of the reasons why they are about to lose their home. Today we are going to look at the foreclosures effects in Murfreesboro Tennessee and what local house sellers need to know. First we will look at the effects and the ways of easing them. Foreclosure Effects in Murfreesboro Tennessee to Sellers Loss of your home – Pretty self-explanatory here. The major end result of a foreclosure in TN is of course the loss of the home to the bank. Decrease in Your Credit Rating – Your credit rating will be lowered by the foreclosure. How much? It depends on how high your current credit score is… but the higher your current credit score… the more your score will drop after a foreclosure. If you have a credit score of 680 or higher… you may see a drop of 100+ points. Depression and Stress – Your mental health is at stake because of the high pressure situation. Going through a foreclosure is emotionally exhausting and frustrating to say the least. House Values In Your Community – Another one of the big foreclosure effects in Murfreesboro TN is that they tend to lower the overall value of the houses in your neighborhood… especially if there are multiple foreclosures in the immediate area. How You Can Ease The Effects Of Foreclosure In Murfreesboro For the well being of you and your family, you need to mitigate the effects of foreclosure as much as you can. The process can be frustrating and time consuming, but there are people who can help you navigate your different options in the process. First… Call your bank and work with them:  Most banks are very willing and ready to work with you… if you can show that with their help you can get back on track and save your house.  Or, if you just want out of the house but you owe more on the house than it’s worth… see if the bank has any programs to lower the mortgage burden so you can get out from underneath it without it going through an expensive foreclosure. Talk with a local real estate expert, like Tennessee State Home Buyers: We know the local Murfreesboro real estate market well and are very experienced in the foreclosure process here in TN.  Give us a call at (615) 241-0728 and we can guide you toward the resources that can possibly help you. Sell your house: If you’d rather find a way to sell your house and avoid the foreclosure all together, great! We buy local Murfreesboro houses for cash… and would love to look at your situation and make you a fair all-cash offer on your house.  Just call us at (615) 241-0728 or shoot us your details through this website.  With the above knowledge on foreclosure effects in Murfreesboro – what sellers need to know, you can guard yourself by calling Tennessee State Home Buyers at (615) 241-0728 and we shall assist you in the shortest time possible to sell your house. However, to fast track the process, kindly fill out our website contact form to give us more information about you. We’d love to connect with you and help you find the best solution!